Welcome to my Website!

Buying or selling a home can be very overwhelming. It's high pressure, legally binding and large sums of money are involved.

I hope this site provides you with lots of useful information & tips.

Here's what you'll find:

• Step by Step overviews of the buying & selling process;
   
• Pitfalls of not using an agent (I know, I'm biased!)
   
• Mortgage Information relating to current rates, rules, tips & how lenders typically determine how much to lend you;
   
• A  calculator that gives you a rough estimate of the mortgage amount you may qualify for assuming good credit;
  There have been many changes over the years in terms of federal legislation impacting all insured & uninsured mortgages which will result in a not so insignificant number of borrowers qualifying for reduced mortgages. My calculator doesn't reflect these legislative changes. However, I'm working on it! 
   
• Plenty of tax information relating to HST as it relates to real estate, land transfer taxes, capital gains on the sale of a principal residence or rental property, RSP Home Buyers Plan, Home Buyers Tax Credit (for first time buyers) & Sales by Non-Residents and its impact on buyers;
   
• A land transfer tax ('LTT') calculator that computes the added tax cost (net of any GST/PSTrebate) of purchasing a 'resale' home/condo; Click here.
   
• Some brief articles on lots of interesting real estate topics;
   
• Background information about me and my brokerage;
   
• A section devoted to frequently asked questions (FAQ);
   
• A tool for potential buyers or renters that lets you search the Multiple Listing Service (MLS) by selecting your search criteria & receiving results of homes/condos that are on the market that meet your criteria.

Thanks for visiting.